银行常用英语词汇是在现代金融领域中非常重要的一部分,了解和掌握这些词汇可以帮助我们更好地理解和应用银行服务。本文将介绍一些常用的银行英语词汇,并结合实际应用场景提供相关示例,以帮助读者更好地掌握这些词汇。顺便也分享一下我们免费的体验课给大家,感兴趣的朋友可以去试试课,不用花上万的费用也能找到效果好的英语机构了,免费的课程领取地址在这:https://www.acadsoc.com.cn/lpsacc/yj/ty/97386983/lp.
1. Bank(银行) - Financial institution that provides various services, such as accepting deposits, lending money, and issuing credit cards.
- I need to go to the bank to deposit some cash.
2. Account(账户) - A record of financial transactions related to a particular person or business.
- I have a savings account at this bank.
3. Deposit(存款) - An amount of money that is placed into a bank account.
- I made a deposit of 1000 dollars into my checking account.
4. Withdraw(取款) - To take money out of a bank account.
- Can I withdraw 200 dollars from my savings account?
5. ATM(自动取款机) - Automated Teller Machine, a machine that allows customers to perform banking transactions without a bank teller.
- I need to withdraw some cash from the ATM.
6. Loan(贷款) - Money that is borrowed from a bank with the agreement to pay it back with interest.
- I applied for a loan to buy a new car.
7. Interest(利息) - A fee charged by a lender for the use of borrowed money.
- The bank pays me interest on my savings account.
1. Credit Card(信用卡) - A plastic card issued by a bank that allows the cardholder to make purchases on credit.
- I used my credit card to pay for the hotel room.
2. Debit Card(借记卡) - A card issued by a bank that allows the cardholder to make purchases directly from their bank account.
- I prefer to use my debit card for everyday expenses.
3. Overdraft(透支) - A negative balance in a bank account caused by withdrawing more money than is available.
- I accidentally overdrew my checking account.
4. Mortgage(抵押贷款) - A loan used to buy property, with the property serving as collateral for the loan.
- We got a mortgage to buy our dream house.
5. Investment(投资) - The action or process of putting money into projects or businesses in order to gain a profit.
- I'm considering investing in the stock market.
6. Exchange Rate(汇率) - The rate at which the currency of one country can be exchanged for the currency of another country.
- The exchange rate between the US dollar and the euro is constantly changing.
1. Foreign Exchange(外汇) - The exchange of one country's currency for another.
- I need to exchange some US dollars for euros for my trip to Europe.
2. Wire Transfer(电汇) - A method of electronically transferring funds from one bank account to another.
- I'll wire transfer the money to your bank account.
3. Swift Code(国际银行代码) - A unique code used to identify specific banks in international transactions.
- Please provide me with your bank's Swift Code for the wire transfer.
1. How may I help you?(有什么可以帮到您的?) - A common greeting from bank staff to customers.
- Customer: I'd like to open a new account.
Bank Staff: How may I help you?
2. Please wait a moment.(请稍等片刻) - A polite way to ask the customer to wait for a short period of time.
- Customer: I'd like to inquire about my account balance.
Bank Staff: Please wait a moment while I check that for you.
3. Thank you for banking with us.(感谢您选择我们银行) - A polite way to express gratitude to the customer for choosing their bank.
- Bank Staff: Thank you for banking with us. Have a great day!
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